Address: 7549 Presidential Lane, Manassas, VA 20109
Call: 703-468-0931
Email: info@infinitimortgage.com
Loan
Programs
Programs for just about every borrower.
Loan Programs
Find the loan that fits.
From first-time buyers to seasoned investors, we shop dozens of lenders to find the loan that fits your situation
Construction Loans
Build your home from the ground up. Construction loans cover the cost of building, with draws paid to your builder as work is completed, then convert to a permanent mortgage when the home is finished.
Home Equity Loans
Borrow against the equity you've built. A home equity loan gives you a lump sum at a fixed rate for renovations, debt consolidation, or major expenses — using your home as collateral.
Conventional Fixed Rate Mortgages (FRM)
Predictable from first payment to last. A fixed-rate mortgage locks your rate and payment for the life of the loan — 30, 20, or 15 years.
Adjustable Rate Mortgages (ARM)
Start lower, adjust later. An ARM offers a fixed rate for an initial period (often 5, 7, or 10 years), then adjusts annually. A strong fit if you plan to move or refinance before the adjustment period.
Jumbo Loans
For homes priced above conforming limits. Jumbo loans finance high-value properties with competitive rates and flexible down-payment options.
Refinance Mortgage Loans
Lower your rate, shorten your term, or tap your equity. Refinancing replaces your current mortgage with a new one built around today's rates and your goals.
FHA Mortgage Loans
Backed by the Federal Housing Administration, FHA loans open the door with lower down payments (as low as 3.5%) and more flexible credit requirements — a first-time buyer's best friend.
Reverse Mortgage Loans
For homeowners 62 and older. A reverse mortgage converts home equity into cash — monthly payments, a line of credit, or a lump sum — with no monthly mortgage payment required. You keep your home.
VA Mortgage Loans
Earned by your service. VA loans offer eligible veterans, active-duty military, and surviving spouses zero-down financing with no monthly mortgage insurance.
Self-Employed Borrowers
Your tax returns don't tell the whole story. Bank-statement and asset-based programs qualify self-employed borrowers on real cash flow, not just adjusted gross income.
Borrowers With Considerable Assets
High assets, light income paperwork. Asset-depletion and asset-based programs qualify you on the strength of your savings, investments, and reserves.
Real Estate Investors
Grow your portfolio. Investor loans (including DSCR loans) qualify on the property's rental income — not your personal income — for 1-4 unit investment properties.
Foreign Buyers
Buying from abroad? Foreign national programs help non-U.S. citizens and non-residents purchase U.S. property with flexible documentation and down-payment options.
Buyers With Blemished Credit Histories
Past credit trouble doesn't end the dream. Programs for blemished credit work with lower scores, past bankruptcies, and short sales — and map a path to approval.